Joshua Summers and Scott Weller, Co-Founders at EnFi join The Lantern to talk about AI in Fintech

Welcome Joshua Summers, Co-Founder & CEO and Scott Weller, Co-Founder & CTO at EnFi, Inc on this episode of 🔥 The Lantern 🔥

EnFi, Inc is building an agentic platform for risk in lending, automating complex commercial credit workflows from origination and underwriting all the way through portfolio monitoring.

Their system deploys agents across the full credit lifecycle, doing jobs that traditionally required large teams of analysts.

This team is on a mission to build the largest AI company for financial services right here in Boston.

🚀 What’s happening at EnFi in 2026? 🚀

EnFi recently closed a $15M Series A, accelerating their own timelines because of what’s now possible building with AI.

What used to take years they accomplished in 6-9 months by shipping fast, failing openly, and treating early customers as true design partners.

This Series A fundraise was a strategic capital round. They chose investors with deep connections to their actual buyers and are already seeing deals close faster because of it.

🏭 What’s the roadmap for 2026 to scale their startup? 🏭

EnFi is building a “factory for software development.”

The team has built internal infrastructure where every team member can go from idea to tested concept in hours to a day, using the latest agentic development tooling. If you’re an AI-first company, you have to be an AI-first dev shop.

At a recent offsite Joshua urged the team that everyone needs to unlearn everything they knew about building companies, writing software, and going to market. The builders who stay curious and keep reinventing every aspect of the business are the ones finding 10x velocity.

It’s a new era and EnFi is building a new AI native company to meet this moment.

🤔 What has Scott learned about building startups in this new era? 🤔

We are in a “vibe first, pitch next” era.

What used to cost $100K in engineering time to prototype now costs $500 to $1K in Claude Code time.

Stop waiting for funding validation. Build first. Deploy first. Get it in front of customers and iterate quickly.

The operational playbooks built for humans, sprint ceremonies, product planning, all of it, are being rewritten for a world where machines present results first.

🤝 How can we help EnFi grow? 🤝

EnFi is building the largest AI company in financial services in Boston…and they’re hiring.

If you’ve worked with financial data, done complex analysis, or have a background in AI from Product to Sales or Customer Success, this team wants to hear from you.

And most importantly, let’s build Boston together!

The Lantern is brought to you by MGMT Boston & Invest Northern Ireland – Americas this month.